Topsail Reef Homeowners Associates HOA Fees, Rules & Amenities (North Topsail Beach, NC)

North Topsail Beach, North Carolina

Last Updated: April 18, 2026

About This Community

Premier community featuring quality landscaping and resident services.

Estimated Monthly HOA Fee

$175

Est. Yearly Fee$2,100/yr

HOA Rules & Restrictions

Rentals Allowed

Yes

Airbnb / Short-term Rentals

Pet Friendly

Yes

Pet Restrictions

Must be contained on property, registration required

Parking Rules

No commercial vehicles, 2 spots per residence

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Rental Status

Rentals AllowedYES

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Amenities

Playground

Walking Trails

Frequently Asked Questions About Topsail Reef Homeowners Associates

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HOA's Hub Insights

Topsail Reef Homeowners Associates is a moderately priced community located in North Topsail Beach, North Carolina, with estimated monthly HOA fees of $175. This positions it as a solid mid-range choice balancing amenities with affordability. The neighborhood features pet-friendly policies, making it appealing for animal lovers. On the rental side, Topsail Reef Homeowners Associates permits long-term rentals, which may interest investors. Short-term rentals such as Airbnb are not permitted, which can contribute to a quieter, more residential atmosphere. Residents enjoy access to community amenities including Playground, Walking Trails, which add everyday value and enhance quality of life. Parking in Topsail Reef Homeowners Associates follows established guidelines — rules are in place to keep streets and driveways accessible for all residents. Buyer tip: always review the full CC&Rs (Covenants, Conditions & Restrictions) and recent meeting minutes before purchasing, as rules and fee structures can change. Use HOA's HUB to compare this community's fees and policies with similar neighborhoods in North Topsail Beach to ensure you're making a well-informed decision.